SocietyLedger
Thrift (Ajo)

Your statement

Download your savings statement as a PDF or CSV, or a circle statement you can share in the group chat, and how anyone can check it is genuine.

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A statement is a record you can keep, print or send. SocietyLedger makes two kinds, depending on how your circle works: your own savings statement if you save through a collector, and a circle statement if you are in a rotating pot.

Before you start

You must be in the circle. A statement shows only what you are allowed to see: your own payments if you save through a collector, or what the Circle board shows if you are in a rotating pot.

Your savings statement (collector thrift)

Go to My Thrift, open your circle, and select My savings.
Open the Statements tab.
Select Download PDF or Download CSV.
The Statements tab of My savings: My statement, with a note that it is from SocietyLedger's records and the group's bank statement is the final word, and Download PDF and Download CSV buttons.
The Statements tab: download your statement for the cycle you are in as a PDF or a CSV.

It covers the cycle you are in: what fell due, every payment, your savings and what you will receive. It says that it is from SocietyLedger's records and that your group's bank statement is the final word. Earlier cycles appear under My record with their totals.

A receipt for one confirmed payment is separate. Open the Payments tab and select Receipt next to a confirmed payment.

The circle statement (rotating pot)

Open your circle and choose Circle board.
Select Download circle statement.

It is a PDF built from the same board you see on screen, so it matches the circle on the day it is made, and shows nothing the board does not show. Names follow the circle's name rule, and there is never a phone number, email, address, bank account, guarantor detail, note or proof.

How anyone can check a statement is genuine

Every circle statement carries a short code (for example K7M2P-9XQ4R). Anyone who holds the statement, including a person who does not use SocietyLedger, can check it.

Open the verification page that is printed on the statement.
Type the code. Letters can be any case, and the dash is optional.
The page says when the statement was made and whether the circle's figures still match it.

The page shows circle totals only, never a name. It is how a circle can send a statement to a bank, a landlord or the group chat, and the person who gets it can tell it was not edited.

A note on the naira sign in a PDF

PDFs write money as NGN 5,000.00, because the fonts built into PDFs have no naira sign. A CSV and every screen use ₦5,000.00. They are the same figures.

What happens next

A statement is a snapshot. If a payment is confirmed after you make it, make a new one. A statement made today does not change what your circle's figures are.

Share a statement, not your login

Send the PDF or its code, never your password or a phone confirmation code. Nobody who needs to check a statement needs to sign in.

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Last updated 30 October 2026

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